TSS - Long Term Care

Long Term Care

Rate this Article (Average Rating: 0) Show Properties
First Published  :Mon Dec 01 12:16:22 GMT 2014
Last Modified  :Tue Aug 01 19:37:14 GMT 2017
Last Published  :Tue Aug 01 19:37:14 GMT 2017
Summary :  Reference for grandfathered employees who have inquiries about long term care insurance at Tufts. Audience: Grandfathered Employees

Response

Primary Information

    Long Term Care Insurance
     
    The Group Long Term Care Insurance Plan is only available to employees who were enrolled in the Group Long Term Care Plan prior to June 30, 2013. This Plan is not open for new enrollees as of June 30, 2013. If you are enrolled in the Group Long Term Care Plan, then the Plan provides you and your covered dependents with long term care insurance benefits according to specific guidelines in the Summary Plan Description if a licensed health care practitioner has certified that you are qualified for benefits. You will be qualified for benefits if, in the preceding 12 months, you were unable to perform for a period of 90 days, at least two of the following activities of daily living without substantial supervision due to the same or a related condition (including a severe cognitive impairment): bathing, continence, dressing, eating, toileting, and transferring. Long term care benefits will be paid pursuant to a plan of care provided by a licensed healthcare practitioner. You must have received long term care for 90 consecutive days (the “Elimination Period”) before long term care benefits are payable.
     
    The University's Group Long Term Care Plan is fully insured through a group insurance policy. Previous vendors included CNA and Prudential.
     
    Tufts University offered long term care coverage through C.N.A. from April 1, 2002, through March 31, 2009.
     
    Beginning April 1, 2009 through June 30, 2013 long term care coverage was provided by Prudential Insurance Company of America. Employees who remain enrolled in Prudential’s Long Term Care can all call 1-800-732-0416 from 8 a.m. to 8 p.m. ET, Monday through Friday.

    Rate Increase Notice - 2016!
     
    Eligibility:
     Employees who were enrolled in the Group Long Term Care Plan as of June 30, 2013 can continue coverage as long as they continue to pay the required premiums.
     
    Vendor Contact Information:
     
    The Prudential Insurance Company of America
    751 Broad Street
    Newark, NJ 07102.
    800-732-0416 8am-8pm Monday-Friday
    http://www.prudential.com/insurance/longtermcare/
     
    CNA (Continental Casualty Company)-
    (For those who enrolled before April 1, 2009)
    (877) 777-9072
    https://www.cna.com/portal/site/groupLTC/
     
     
    Please see the Summary Plan Description for Benefits Eligible Employees for coverage guidelines for Prudential and CNA Long Term Care plans.

Related Information

Information

Keywords

    Long term care, nursing home, Prudential, CNA, long term care insurance