What is ACA?
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First Published :Wed Dec 23 18:43:35 GMT 2015
Last Modified :Wed Mar 25 17:11:16 GMT 2020
Last Published :Wed Mar 25 17:11:16 GMT 2020
Summarizes the ACA (Affordable Care Act)
2019 Access Tufts Benefits for ACA eligible employees
The Affordable Care Act (ACA) is a United States federal statute signed into law by President Obama on March 23, 2010. The ACA was enacted to increase the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government.
A full time “ACA eligible” employee is one that works 130+ hours per month over a 12 month period and is not otherwise eligible to be offered health coverage by Tufts University. There is a measurement period before the eligible employee is offered ACA. It begins the first of the month following the date of hire, with a 12 month measurement period following. Tufts is then given a 30 day administrative assessment period for analysis, followed by a 30 day period to offer the election for those affected employees.
ACA Eligible Employees will receive a communication from the Benefits Office. Individuals have a 30 day window to enroll or waive.
There is also an annual Open Enrollment period (same as that for Benefits Eligible Faculty/Staff in the November timeframe each year) for which ACA Eligible Employees will be notified that they are eligible for Open Enrollment. See ACA Open Enrollment email sample.
Effective May 1, 2016, any department for whom an employee enrolls in the coverage offered will be charged the fringe rate for all hours that the ACA eligible (and enrolled) employee works - see FAQs below.