TSS - Open Enrollment 2016 for Calendar 2017

Open Enrollment 2016 for Calendar 2017

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First Published  :Tue Oct 04 16:08:33 GMT 2016
Last Modified  :Mon Sep 25 17:57:24 GMT 2017
Last Published  :Tue Apr 18 04:00:51 GMT 2017
Summary :  information about open enrollment which will end October 31, 2016


Primary Information

    Take the time to review your elections!  Go to eServe.  Sign in with your Tufts credentials, then click on Open Enrollment.  Need assistance?  Refer to the Open Enrollment Tip Sheet (click here for 2016 version; process should be the same: Open Enrollment Tip Sheet.) Take note:  please do not use Safari to try to complete Open Enrollment.

    OPEN ENROLLMENT PERIOD:  October 17 to October 31, 2016     Tufts Microsite
    Information about changes and new rates for 2017 will be mailed to employee homes and should be received by October 7th.   Look for a trifold brochure which includes a comparison chart of the health plans.   https://tuftshealthplan.com/documents/microsites/tufts-university/2017/plan-comparison

    Changes in Plans for Calendar 2017
    Health Plans are increasing overall 4.5%.  The Individual Value plan will decrease to $93 to be in compliance with ACA. Traditional plan will increase 5% and Quality Tiered will increase 3.5%. The National average increase is 6.5%.
    All other plan costs are the same.

    NEW FOR 2017
    Pet Insurance will now be available through Nationwide, starting January 1, 2017.  In addition, pets treated at the Cummings School of Veterinary Medicine are eligible for a 20% discount.

    ·        Employees are eligible for the Tufts University discount and special plans not available to the general public.

    ·        Employees who enroll can request payroll deduction (which gives them a greater discount) at any time OR they can also request a direct billing option.
    To obtain plan information and a quote for coverage contact Nationwide at http://www.petinsurance.com/tufts or 1-877-738-7874.

    • NOTE: You may enroll in this new benefit at any time during the year (not subject to Open Enrollment). Coverage is effective on the 1st of the following month if you enroll by the 15th of a month. (I.e. Effective date is January 1st if enrollment is completed between January 1st and January 15th. Coverage is effective February 1st if enrollment is completed between January 16th and January 31st).
    PHARMACY CHANGE:  There is now a 90 day maintenance plan for chronic illness medications.  These meds must be filled
    at CVS Pharmacy or through mail order.

    Crosby Benefits will no longer be the vendor handling Flexible Spending Accounts (FSA) and Commuter benefits as of 1-1-2017. Tufts will now be partnering with EBPA.  An EBPA “Benefits Card” will be issued to employees and may be used for all three benefits (FSA –Health, FSA- Dependent Care and Commuter).  PLEASE NOTE THAT THE LAST DAY TO MAKE A COMMUTER BENEFIT ELECTION WITH CROSBY IS 11/4/2016 for the month of December. 

    COMMUTER: Employees can access the EBPA commuter benefit enrollment website to make their monthly transit/parking elections. The enrollment deadline is the 4th of the month for the following month. Your debit card will be loaded on the 20th of the month with the funds you elect and you will use this debit card to directly purchase the transit pass you need or pay for eligible transit parking expenses in the following month. The Boston employee discount of 25% up to $40 will be reflected in the payroll deduction. Example, if you elect to add $100 to your debit card, you will receive the card for $100 but your payroll deduction will only be $75. The debit card funds will be used to purchase the product.  You will pay for the product with the debit card and in some instances (depending on the type of product - i.e. Charlie Card) will have to tap the MBTA product card at a transit terminal to update the balance.

    Please note that changes to the Tufts University 403(b) Voluntary Retirement Plan CANNOT be made from October 13, 2016 through November 20, 2016.
    The following schedule applies if you wish to make any 403(b) deferral changes:
     NOVEMBER 1, 2016 CHANGES: You must submit and complete a 403(b) transaction by 11:59 p.m. on October 12 for a November 1 effective date. 

    DECEMBER 1, 2016 CHANGES: You must submit and complete a 403(b) transaction between November 21 and November 30 for a December 1 effective date
    JANUARY 1, 2017 CHANGES: You must submit and complete a 403(b) transaction between December 1 and December 31 for a January 1 effective date.
     Note:  There are no changes to the maximum contribution amounts for 2017.

Related Information

    Evidence of Insurability Letter/Short Form Health Statement -  All applications to enroll or to increase the amount of Supplemental Employee, Dependent Life or LTD insurance during Open Enrollment OR to request more than 3x for Supplemental Employee at New Hire, will require an Evidence of Insurability form and approval from the insurance company. The form should be submitted to Prudential by December 31st.  Prudential will then let advise if the request has been approved. *Note the process has changed from last year. Instead of completing the Request form and sending to TSS/Benefits who forwards to Prudential, the Request form with attached Short Form Health statement should be returned directly to Prudential- fax to (617) 587-5998 or mail to:

    The Prudential Insurance Company of America, Attention: Melissa O’Brien, 800 Boylston Street, 14th Floor, Boston, MA 02199

    Benefits Full Length Guidebook (Electronic version)

    Benefit Trifold Brochure (mailed to home)

    QDP Termination: QDP Termination

    QDP Affidavit (to be submitted at same time you are enrolling a new QDP): Affidavit

    Rate Chart: University Contribution vs Employee
      http://www.mymobilewalletcard.com/tufts.- quick reference of all vendor contact information and policy #s